Effective Date: November 3, 2026
These Terms and Conditions govern your use of the Murkland Hard Money Lenders website at murkhardmoneylenders.com. The website is operated by Murk Investments Corp., doing business as Murkland Hard Money Lenders (“we,” “us,” or “our”).
Please review these terms before using our website or submitting information.
Website Information
Our website provides general information about our business, real estate financing services, and loan programs. We may update, remove, or revise website content as our services and programs change.
Although we work to keep information accurate, website content may contain errors, omissions, or outdated information. Please contact us directly to confirm details relevant to your financing needs.
Business-Purpose and Investment-Property Loans Only
Murkland Hard Money Lenders makes and arranges loans secured by California real estate solely for business, commercial, or investment purposes. We do not offer, make, or arrange consumer-purpose loans secured by an owner-occupied, one-to-four-unit residential dwelling.
By submitting an inquiry or application, you represent that the financing you seek is for a business, commercial, or investment purpose and not primarily for personal, family, or household use. Applications that do not meet this criterion may be declined.
Equal Housing Opportunity
We do business in accordance with the federal Fair Housing Act and applicable California fair-lending law and do not discriminate on the basis of race, color, religion, sex, national origin, familial status, disability, or other characteristics protected by law.
No Commitment to Lend
Information on this website does not constitute a loan approval, binding financing offer, or commitment to lend. Submitting an inquiry, application, or supporting documents does not guarantee approval or funding.
Financing is subject to review of the borrower, property, supporting documentation, and applicable lending requirements. Rates, fees, loan amounts, loan-to-value ratios, and funding timelines depend on the specific transaction.
Any examples or estimates provided on this website are illustrative and do not establish the terms of a future loan. Final terms are governed by the applicable written agreements and loan documents. These website terms do not modify an existing loan agreement.
Required Loan Disclosures Provided Separately
For any loan we arrange or make, borrowers will receive the disclosures required by California law, including a Mortgage Loan Disclosure Statement, within the timeframes the law requires. Nothing on this website is a substitute for those disclosures or for the written loan documents, which control.
No Professional Advice
Articles, guides, and other website materials are provided for general educational purposes. They are not individualized legal, tax, investment, or financial advice.
You should consult qualified professionals regarding your circumstances before making borrowing, investment, or real estate decisions.
Information You Submit
When submitting an inquiry, application, or other information, you agree to provide accurate and complete information to the best of your knowledge. You must have permission to share any information or documents submitted on behalf of another person or business.
Do not send Social Security numbers, bank account credentials, or other sensitive financial information through general contact forms or unsecured email. Contact us for instructions on submitting sensitive documents.
Submitting an inquiry does not, by itself, authorize a credit check or enroll you in marketing communications. Any required authorizations or consents will be requested separately.
Privacy
Our Privacy Policy describes how we collect, use, and handle personal information submitted through this website. Please review it before providing personal information.
These Terms and Conditions do not replace any privacy notices, disclosures, or authorizations that apply to a loan application or financing transaction.
Permitted Use
You may use this website for lawful purposes, including learning about our services and requesting financing information.
You may not attempt to gain unauthorized access to the website, interfere with its operation, introduce malicious software, submit fraudulent information, impersonate another person, or use website content in a way that violates applicable law or another party’s rights.
Intellectual Property
Unless otherwise identified, website text, branding, graphics, photographs, and other materials are owned by or licensed to Murkland Hard Money Lenders.
You may view and print materials for personal reference or internal business evaluation. Except as permitted by law, you may not reproduce, sell, redistribute, or modify website materials without permission from the applicable rights holder.
Third-Party Links
This website may link to third-party websites or services. These links are provided for convenience. We do not control third-party content, availability, or privacy practices.
A link does not necessarily constitute an endorsement. Review the applicable terms and privacy policies before using third-party services.
Success Stories and Testimonials
Success stories, project examples, and testimonials describe individual experiences. They do not guarantee similar financing terms, funding timelines, investment returns, or outcomes for another borrower or project.
Website Availability and Liability
We do not guarantee that this website will always be available, uninterrupted, secure, or free of errors.
To the extent permitted by applicable law, we disclaim implied warranties regarding website operation and content and exclude liability for indirect or consequential losses arising from website use.
Nothing in these terms excludes liability for fraud, willful misconduct, violations of law, or any liability that cannot legally be limited. These terms do not waive rights or protections available under applicable law.
Changes to These Terms
We may revise these terms as our website, services, or legal requirements change. Updated terms will be posted on this page with a revised effective date. Changes apply prospectively and do not modify previously executed loan agreements.
Governing Law
These terms are governed by California law and applicable federal law. Nothing in these terms limits rights or protections that cannot be waived under applicable law.
Contact
For questions about these Terms and Conditions, contact:
Murkland Hard Money Lenders
10089 Willow Creek Rd Ste 286, San Diego, CA 92131
admin [at] murkhardmoneylenders [dot] com
(858) 242-2601