Our Hard Money Loan Programs

Explore business-purpose loans for purchasing, renovating, or developing residential and commercial properties throughout San Diego.

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Short-term financing for San Diego investment property purchases while awaiting the sale of another investment property or closing on long-term financing, helping investors bridge the gap between transactions.

Explore Bridge Loans
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Financing for investors purchasing and renovating San Diego properties for resale, with funds for acquisition and improvements to help move projects from initial purchase through renovation to sale.

Explore Fix & Flip Loans
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Business-purpose real estate loans funded by private investors in San Diego, emphasizing property value and available equity for investors seeking a more flexible alternative to traditional bank financing.

Explore Private Loans
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Financing for accessory dwelling units in San Diego, including backyard homes and garage conversions, helping owners create rental units, generate rental income, and expand their investments through construction or conversion projects.

Explore ADU Loans
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Property-backed financing for commercial real estate purchases and refinancing in San Diego, helping investors and business owners access capital to acquire investment properties or refinance their existing commercial loans.

Explore Commercial Loans
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Our Hard Money Lending Process

Explore financing for your San Diego investment property in four steps: apply, explore your options, review your terms, and close.

Find out what to prepare and what happens along the way.

See How It Works

About Murkland Hard Money Lenders

Led by President and CEO Brian Murkland, we’ve provided capital solutions for San Diego County real estate investors and developers since 2017.

Our approach centers on clear communication, personal service, and lasting client relationships.

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What Our San Diego Borrowers Say

Read client reviews about their experience with our services, from the initial financing inquiry through the lending process.

  • Hi, I apply for a Bridge loan with Murk investment It was really easy. I did have a few questions I spoke with Mr. Brian, which he was really professional really helpful. I feel that I was in good hands This company has been helping people for more than 10 years in San Diego County trustworthy in the truly they care to help you. I will highly recommend it If you ever need it fix and... read more

    Peter Avatar Peter
    February 23, 2026

    Brian had our best interests at heart and has a ton of insight which added a lot of value throughout the process. He had excellent teams in place to move us from start to finish as smoothly as possible. It was a pleasure to work with Murk Investments and we would do it again.

    Frank M Avatar Frank M
    April 3, 2025

    Brian is incredibly professional! I appreciated his clear communication and positive attitude. Always a pleasure!!

    Ashley Linton Avatar Ashley Linton
    March 22, 2025
  • Brian is quick to respond, very organized, and very knowledgeable. Super easy to work with. Highly recommend. In addition to all the regular stuff, he can help with private loans, creative financing, HOA stuff, room additions, raw land development, and so on. He's a good resource and will add to your toolbox in any given real estate deal.

    Chris Reneau Avatar Chris Reneau
    March 21, 2025

    Brian was amazing to work with. We told him the area we wanted, what our criteria was and he identified several properties for us to view. Once we identified our choice the procedure was seamless. From the offer to opening escrow to closing on the property, Brian was helpful, detail oriented and made the process so easy. We would recommend Brian Murkland to anyone looking to buy or sell your home.

    Cheryl Naumann Avatar Cheryl Naumann
    August 21, 2024

    Brian is a pleasure to work with, has a good handle on all facets of the transaction and is fair and honest in his dealings. He has great attention to detail and keeps you informed as the deal progresses.

    scott linton Avatar scott linton
    April 23, 2021

Hard Money Lending & Real Estate Insights

Explore loan guides, client success stories, and company updates for San Diego real estate investors and developers.

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What to Know Before Applying for a Hard Money Loan in San Diego

Applying for a hard money loan in San Diego? Explore loan options, local permit requirements, project costs, and what to prepare with Murkland.

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Murk Investments Corp. Rebrands as Murkland Hard Money Lenders, Launches New Website

Murk Investments Corp. is now Murkland Hard Money Lenders. Explore our new website and learn about real estate financing options in San Diego.

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San Diego Hard Money Lender FAQs

Find answers to common questions about working with a hard money lender in San Diego, including loan requirements, approval timelines, interest rates, and financing options.

A hard money lender provides business-purpose, property-backed financing, focusing on the property’s value and available equity. Borrowers typically repay through a sale or refinancing. Murkland Hard Money Lenders starts with an application, followed by reviewing financing options and loan terms before closing.

Murkland Hard Money Lenders provides bridge loans, fix and flip loans, private money loans, ADU loans, and commercial hard money loans throughout San Diego. Financing supports investment property purchases, renovations, rental accessory dwelling units, and commercial refinancing, subject to property and loan requirements.

Costs typically include interest, origination points, and closing fees. One point equals 1% of the loan amount. Rates and fees vary by property, equity, and loan term. Request a written quote from Murkland Hard Money Lenders to review total borrowing costs, including any prepayment or extension charges.

Hard money financing can make sense for time-sensitive investment property purchases or projects that do not qualify for conventional loans. Its value depends on whether the project can cover financing costs and still meet investment goals. A realistic repayment plan and a budget for delays are essential.

Some programs may cover the full purchase price or renovation budget, but closing costs, interest, and other expenses may require separate funds. Eligibility depends on property value and loan requirements. Contact Murkland Hard Money Lenders to confirm available financing and the cash contribution required for your project.

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Discuss Your Hard Money Loan

Looking for a hard money loan in San Diego?

Tell us about your property, funding needs, and timeline to find out whether our lending options fit your project.

Call 858-242-2601 or complete our online application to get started.

Apply for a Loan

Serving Property Investors Throughout San Diego

We provide hard money loans for residential and commercial investment properties across San Diego.