Murkland Hard Money Lenders provides hard money loans for real estate investors, developers, and professionals throughout San Diego.

Since 2017, we've helped borrowers explore property-based financing solutions for real estate purchases, renovations, development projects, and short-term funding needs.

Whether you’re purchasing an investment property or financing a renovation or commercial real estate project in San Diego, our team can review your funding needs and repayment strategy to discuss suitable loan options.

Ready to Get Started?

Share your property details and funding timeline to start a conversation with our local lending team.

Apply Now(858) 242-2601

Our Hard Money Loan Programs

Explore our hard money loan options for residential and commercial real estate projects in San Diego County.

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Short-term real estate financing designed to help investors purchase property, manage temporary funding gaps, or complete transactions while awaiting a sale or long-term financing.

Explore Bridge Loans
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Financing for real estate investors purchasing, renovating, and reselling properties in San Diego. Loan options may help cover eligible acquisition and renovation costs based on the project.

Explore Fix & Flip Loans
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Real estate loans funded by private investors, with an emphasis on property value and available equity. An alternative financing option for borrowers whose investment needs may not fit traditional bank requirements.

Explore Private Money Loans
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Financing options for San Diego property owners and investors planning accessory dwelling units. Explore funding for eligible detached ADUs, additions, and garage conversions.

Explore ADU Loans
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Property-based financing for commercial real estate purchases, improvements, and refinancing. Options for investors working with office, retail, industrial, multifamily, and other eligible commercial properties.

Explore Commercial Loans

Why Choose Murkland Hard Money Lenders?

  • Local to San Diego: Work with a local lending team serving investors throughout San Diego County.
  • Lending experience since 2017: We help real estate professionals, investors, and developers find financing suited to their property and plans.
  • Led by Brian Murkland: Our President and CEO is a California licensed real estate broker with a background in construction, real estate, finance, and legal operations.
  • Work directly with our team: Discuss your property, funding needs, and timeline with the team reviewing your loan.
  • Clear communication: Get straightforward answers about loan terms, required information, and what happens next.

What Our San Diego Borrowers Say

Read client reviews about their experience with our services, from the initial financing inquiry through the lending process.

  • Hi, I apply for a Bridge loan with Murk investment It was really easy. I did have a few questions I spoke with Mr. Brian, which he was really professional really helpful. I feel that I was in good hands This company has been helping people for more than 10 years in San Diego County trustworthy in the truly they care to help you. I will highly recommend it If you ever need it fix and... read more

    Peter Avatar Peter
    February 23, 2026

    Brian had our best interests at heart and has a ton of insight which added a lot of value throughout the process. He had excellent teams in place to move us from start to finish as smoothly as possible. It was a pleasure to work with Murk Investments and we would do it again.

    Frank M Avatar Frank M
    April 3, 2025

    Brian is incredibly professional! I appreciated his clear communication and positive attitude. Always a pleasure!!

    Ashley Linton Avatar Ashley Linton
    March 22, 2025
  • Brian is quick to respond, very organized, and very knowledgeable. Super easy to work with. Highly recommend. In addition to all the regular stuff, he can help with private loans, creative financing, HOA stuff, room additions, raw land development, and so on. He's a good resource and will add to your toolbox in any given real estate deal.

    Chris Reneau Avatar Chris Reneau
    March 21, 2025

    Brian was amazing to work with. We told him the area we wanted, what our criteria was and he identified several properties for us to view. Once we identified our choice the procedure was seamless. From the offer to opening escrow to closing on the property, Brian was helpful, detail oriented and made the process so easy. We would recommend Brian Murkland to anyone looking to buy or sell your home.

    Cheryl Naumann Avatar Cheryl Naumann
    August 21, 2024

    Brian is a pleasure to work with, has a good handle on all facets of the transaction and is fair and honest in his dealings. He has great attention to detail and keeps you informed as the deal progresses.

    scott linton Avatar scott linton
    April 23, 2021

San Diego Hard Money Loan FAQs

Find answers to common questions about hard money loans in San Diego, including financing options, qualifications, repayment terms, and applying with Murkland Hard Money Lenders.

A hard money loan is a type of real estate financing secured by property, commonly used for short-term investment projects throughout San Diego County. Lenders typically consider property value, available equity, project details, and the borrower’s repayment strategy when evaluating a loan.

Hard money loans can help finance residential investment property purchases, fix and flip renovations, bridge financing, ADU construction, and commercial real estate projects. Whether you’re purchasing a property in North Park, renovating a home in Chula Vista, or investing in commercial property in Oceanside, financing options depend on the property, project scope, and lending requirements.

Hard money lenders generally place greater emphasis on property value and available equity than traditional banks. This can make them an alternative for San Diego real estate investors working with time-sensitive purchases, renovation projects, or properties that may not qualify for conventional financing. However, loan terms, interest rates, and fees can differ from traditional mortgages.

The amount you may qualify for depends on the San Diego property’s value, existing debt, available equity, and intended use of the funds. For renovation projects, lenders may also consider improvement costs and projected property value. Murkland Hard Money Lenders can review your property and financing needs to discuss potential loan options.

Yes. Since hard money loans are typically short-term financing solutions, borrowers should have a clear repayment strategy. San Diego real estate investors may plan to repay their loans through a property sale, refinancing after renovations, or another documented source of funds. Your repayment plan should account for project timelines and potential delays.

Start by gathering the San Diego County property address, estimated value, requested loan amount, and intended use of the financing. If you’re planning renovations or construction, include your project budget and estimated timeline. Contact Murkland Hard Money Lenders at 858-242-2601 or complete our online loan application to begin the review process.

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Discuss Your San Diego Hard Money Loan

Looking for hard money financing for your next real estate project?

Tell us about your property, funding needs, and timeline. Murkland Hard Money Lenders can review your information and discuss available financing options for your San Diego investment.

Call 858-242-2601 or complete our online application to get started.

Apply for a Loan

Providing Hard Money Loans for The San Diego Area