Murkland Hard Money Lenders respects your privacy. This Privacy Policy explains how we collect, use, and disclose personal information when you visit our website, contact us, or inquire about our financing services.
Information We Collect
We may collect personal information you voluntarily provide when completing a form, requesting financing information, or communicating with us. This may include your name, email address, phone number, business name, property information, financing needs, and other details you choose to share. If you proceed with a loan application, we may request additional financial information and supporting documents needed to evaluate your request. Separate privacy notices and authorizations may apply to that process. Our website may also collect technical information, such as your IP address, browser type, device information, pages visited, and referring website.
How We Use Your Information
We may use the information we collect to:
- Respond to questions and financing inquiries.
- Evaluate financing requests and provide requested services.
- Communicate about applications and ongoing transactions.
- Maintain and improve our website.
- Understand how visitors use our website.
- Detect fraud and protect our systems.
- Comply with applicable legal and recordkeeping requirements.
How We Share Information
We may disclose information to service providers that support our website and business operations, including hosting, communications, document management, and application processing. When relevant to your financing request, we may share information with parties involved in evaluating, arranging, funding, or servicing a transaction. These may include funding partners, appraisers, title companies, escrow providers, and professional advisers. We may also disclose information when required by law or reasonably necessary to respond to legal requests, investigate fraud, or protect legal rights.
Cookies and Website Analytics
Our website may use cookies and similar technologies to support functionality, remember preferences, and understand visitor activity. Third-party services, including analytics tools or embedded content, may collect information about your interaction with our website. Depending on the service, this may include activity over time and across other websites. You can manage or disable cookies through your browser settings. Disabling cookies may affect some website features.
Browser Privacy Signals
Our website does not currently respond to traditional browser Do Not Track signals. Where required by applicable law, we honor recognized opt-out preference signals, such as Global Privacy Control.
Communications
If you contact us or request information, we may respond by phone, email, or another method you provide. You may opt out of promotional emails using the unsubscribe instructions included in those messages or by contacting us directly. We may still send communications related to your inquiries, applications, transactions, or legal requirements. This Privacy Policy does not itself authorize marketing text messages or automated calls. Any required consent will be obtained separately.
Information Security
We use reasonable administrative and technical safeguards designed to protect personal information. However, no method of internet transmission or electronic storage is completely secure. Please do not submit Social Security numbers, bank account credentials, or sensitive financial documents through general website contact forms or unsecured email. Contact us for instructions on submitting sensitive information.
Information Retention
We retain personal information for as long as reasonably necessary to fulfill the purposes described in this policy, provide requested services, maintain business records, meet applicable legal requirements, and resolve disputes. Retention periods vary depending on the type of information and the nature of our relationship with you.
Your Privacy Rights and Choices
Depending on applicable law and the information involved, you may have rights to request access to, correction of, or deletion of your personal information. You may also have rights to obtain a copy of your information, opt out of certain disclosures, or limit certain uses of sensitive personal information. Where the California Consumer Privacy Act applies, these rights may include opting out of the sale or sharing of personal information for cross-context behavioral advertising and receiving equal treatment when exercising your rights. To submit a privacy request, contact us using the contact information provided on our website. We may need to verify your identity or the authority of someone acting on your behalf. Certain requests may be subject to legal exceptions, including obligations to retain lending and transaction records.
Third-Party Websites
Our website may include links to external websites or services. We do not control their privacy practices. Review their privacy policies before providing personal information.
Children’s Privacy
Our website and financing services are intended for individuals age 18 and older. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided personal information to us, please contact us so we can investigate and take appropriate action.
Information Related to Financing
Information collected during a loan application or financing relationship may be subject to additional financial privacy requirements and separate notices. Where a separate financial privacy notice applies, that notice governs the information and activities it covers. This website policy does not replace required lending disclosures or authorizations.
Changes to This Privacy Policy
We may update this policy to reflect changes in our website, business practices, or legal requirements. The current version will be available on this page. For material changes, we will provide a prominent website notice or other notification as required by applicable law.
Contact Us
If you have questions about this Privacy Policy or would like to submit a privacy request, please contact Murkland Hard Money Lenders using the phone number, email address, or contact form listed on our website.