Murkland Hard Money Lenders provides fix and flip loans in San Diego for real estate investors pursuing their next project.
These short-term hard money loans help San Diego investors finance properties they plan to renovate and resell.
Found a property that needs work? Facing a tight closing deadline?
We’ll review your purchase price, renovation budget, and timeline to explore financing options.
Ready to Get Started?
Share your property details and funding needs with our local lending team.
What Is a Fix and Flip Loan?
A fix and flip loan is short-term financing for San Diego real estate investors purchasing properties to renovate and resell.
Depending on the approved terms, financing may help cover both acquisition and renovation costs.
After completing the improvements, investors typically sell the property and use the proceeds to repay the loan. Repayment must occur within the agreed loan term.
When planning a fix and flip project in San Diego, investors should account for local renovation permit requirements, construction timelines, and the time needed to sell the property.
Fix and Flip Loan Details
Available financing depends on your property, borrower qualifications, and proposed transaction.
When reviewing your options with our team, we’ll discuss:
- Loan amount: Your requested financing and the amount available for the approved project.
- Cash contribution: The funds you’ll need at closing and during the renovation.
- Rates and fees: Interest, lender fees, and applicable third-party closing costs.
- Loan term: The repayment period, payment schedule, and final payoff requirements.
- Renovation funding: Whether improvements qualify for financing and how those funds would be released.
- Closing timeline: The documentation, property review, and closing conditions needed to fund your loan.
What to Have Ready
To help us review your request, gather:
- Property details: Where the property is located in San Diego County.
- Business purpose: Confirm the loan proceeds are for business purposes only.
- Funding needed: How much you’re looking to borrow.
- Property value: The purchase price or estimated current value.
- Project details: Your plans for purchasing, renovating, or refinancing
- Timeline: When you need funding and your expected project length.
- Repayment plan: How you expect to repay the loan, such as selling or refinancing the property. For renovation projects, include your estimated improvement budget and the property’s expected value after the work is completed.
Before moving forward, consider the total borrowing cost and how you would handle a delayed sale or refinance. Your repayment timeline should leave room for unexpected setbacks.
Ready To Get Started? Apply Now »
Benefits of Fix and Flip Loans
Fix and flip financing can help you manage the funding needs of a property purchase and renovation.
- Pursue time-sensitive opportunities: Short-term financing may help you work toward a seller’s closing deadline. Share your timeline early so our team can assess what’s possible.
- Preserve available cash: Financing part of your investment can leave more of your funds available for repairs, carrying costs, and unexpected expenses.
- Plan purchase and renovation funding together: Reviewing the full project budget helps clarify your borrowing needs and required cash contribution.
- Align financing with your investment timeline: Evaluate the loan term around your planned improvements, expected resale date, and repayment strategy.
Why Choose Murkland Hard Money Lenders?
- Local to San Diego: Work with a local lending team serving investors throughout San Diego County.
- Lending experience since 2017: We help real estate professionals, investors, and developers find financing suited to their property and plans.
- Led by Brian Murkland: Our President and CEO is a California licensed real estate broker with a background in construction, real estate, finance, and legal operations.
- Work directly with our team: Discuss your property, funding needs, and timeline with the team reviewing your loan.
- Clear communication: Get straightforward answers about loan terms, required information, and what happens next.
What Our San Diego Borrowers Say
Read client reviews about their experience with our services, from the initial financing inquiry through the lending process.
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Hi, I apply for a Bridge loan with Murk investment It was really easy. I did have a few questions I spoke with Mr. Brian, which he was really professional really helpful. I feel that I was in good hands This company has been helping people for more than 10 years in San Diego County trustworthy in the truly they care to help you. I will highly recommend it If you ever need it fix and... read more
Peter
February 23, 2026Brian had our best interests at heart and has a ton of insight which added a lot of value throughout the process. He had excellent teams in place to move us from start to finish as smoothly as possible. It was a pleasure to work with Murk Investments and we would do it again.
Frank M
April 3, 2025Brian is incredibly professional! I appreciated his clear communication and positive attitude. Always a pleasure!!
Ashley Linton
March 22, 2025 -
Brian is quick to respond, very organized, and very knowledgeable. Super easy to work with. Highly recommend. In addition to all the regular stuff, he can help with private loans, creative financing, HOA stuff, room additions, raw land development, and so on. He's a good resource and will add to your toolbox in any given real estate deal.
Chris Reneau
March 21, 2025Brian was amazing to work with. We told him the area we wanted, what our criteria was and he identified several properties for us to view. Once we identified our choice the procedure was seamless. From the offer to opening escrow to closing on the property, Brian was helpful, detail oriented and made the process so easy. We would recommend Brian Murkland to anyone looking to buy or sell your home.
Cheryl Naumann
August 21, 2024Brian is a pleasure to work with, has a good handle on all facets of the transaction and is fair and honest in his dealings. He has great attention to detail and keeps you informed as the deal progresses.
scott linton
April 23, 2021
San Diego Fix and Flip Loan FAQs
Find answers to common questions about fix and flip loan costs, qualifications, and payments with Murkland Hard Money Lenders.
Depending on the approved terms, financing may cover part of the purchase and renovation costs. Share your property address, purchase price, and rehab budget with Murkland so we can review your request and explain which expenses may qualify.
Your contribution depends on the purchase price, approved loan amount, closing costs, and renovation funding structure. Ask our team to explain what you’ll need at closing and which project expenses you’ll need to cover yourself.
Contact Murkland to discuss your proposed investment and experience. Provide your renovation plan, contractor information, available funds, and repayment strategy so we can assess whether available financing fits your project.
Timing depends on the property review, required documentation, title and escrow work, and other funding conditions. Share your purchase agreement and closing deadline early so our team can assess the schedule.
If your San Diego investment loan includes renovation financing, your agreement will outline the release process. Ask whether draws require inspections or proof of completed work, and whether you’ll need to pay contractors before receiving funds.
You’re still responsible for the loan’s payment schedule and repayment deadline. Allow extra time for repairs, any required permits, and the sale process. Before closing, confirm whether extensions are available and what conditions or fees would apply.
Let’s Talk About Your San Diego Fix and Flip Loan
Have a property to renovate or a closing date coming up?
Tell us about your project. We’ll review your purchase price, renovation budget, and timeline to discuss whether a fix and flip loan fits your plans.
Call 858-242-2601 or complete our online application to get started.